Did you know that for many Australians, buying a home is the most expensive thing they’ll ever spend money on! When you own a home, you have to be responsible with your money. For 30 years, you’ll have to pay a portion of your monthly salary towards your mortgage. When you borrow money to buy […]
Introduction Self-Managed Super Fund (SMSF) loans have gained popularity in recent years as a way for people to invest their retirement savings in property. While SMSF loans can be a great way to diversify your investment portfolio, they come with a set of risks that need to be carefully considered before taking the plunge. In
Self-Managed Super Funds (SMSFs) are a popular way for Australians to save money for their retirement. They offer flexibility and control over investment choices, including the option to purchase property using SMSF loans. However, there are important things to consider before embarking on such a strategy. In this article, we will discuss the most basic
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Are you one of the homeowners that thought about refinancing? It can be a great way to save money and adapt to changes in your life and finances. It’s essential to think about refinancing your home loan often, but how often can you and should you? This article will tell you everything you need to
Some people don’t like being homeowners because they have to pay off their home loans for years. But they needed to learn that there are ways to speed up the process and pay off your home loan sooner than you thought! We provided six tips that will help you pay off your mortgage faster: 1.
What is Fast Refinance? Fast refinance is a way for borrowers to move their loan to a different lender without giving their current bank a chance to slow down the process. Every day that you keep your home loan with the same lender is good for them. By making everyone pay back their loans a
Typically lasting between one to five years, the interest rate on a fixed-rate loan cannot increase during that time. Your payments won’t change during the fixed-rate period, no matter what happens to interest rates in the market. Should I Fix My Home Loan In 2023? Your home loan goals and financial situation will determine
If you feel like you’ll never be done paying off your home loan, you might need to negotiate for a lower interest rate. It would be best if you looked over your home loan every so often to ensure you always have the best rate. Please read our 4 steps for negotiating a lower
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First home buyers can opt this weekend to pay land tax after historic stamp duty laws pass. New South Wales Premier Dominic Perrottet’s long-promised property reforms finally passed parliament, allowing first-time homebuyers to opt out of paying stamp duty in favour of a land tax. But Chris Minns of Labor says that if his party
Teachers, Nurses, Police Officers, Single Parents, and people over the age of 50 are all protected by new shared equity scheme. The NSW Government’s $780.4 million shared equity scheme passed Parliament today. This means that thousands of teachers, nurses, police officers, single parents, and older single people will be able to buy their own home
