Refinance - OzBroker

The High-Stakes Game of Auctions: Safeguarding Your Home Deposit

Leave a Comment / First Home Buyer, Mortgage Basics, Property Investment, Refinance

The Allure and the Risk Property auctions offer an exhilarating experience with fast-paced bidding, a competitive atmosphere, and the dream of finding your perfect home. However, diving into an auction without proper preparation can lead to disastrous consequences, including the loss of your home deposit. The Importance of Pre-Approval Securing pre-approval for a home loan […]

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Unlocking the True Costs of Refinancing

Leave a Comment / Mortgage Basics, Refinance

Refinancing can sometimes seem like a magical key to solving your mortgage dilemmas. The allure of lower interest rates and the prospect of reduced monthly payments can be very enticing. However, to make the most informed decision, it’s critical to unearth and understand the true costs of refinancing, some of which may not be immediately

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Dive into Savings! Uncover Refinancing Rewards with OzBroker

How often you can refinance your home loan?

Leave a Comment / Mortgage Basics, Refinance

Are you one of the homeowners that thought about refinancing? It can be a great way to save money and adapt to changes in your life and finances. It’s essential to think about refinancing your home loan often, but how often can you and should you? This article will tell you everything you need to

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Home Loan Fast Refinance Product

Should I Fix My Home Loan In 2023?

Leave a Comment / First Home Buyer, Mortgage Basics, Refinance

Typically lasting between one to five years, the interest rate on a fixed-rate loan cannot increase during that time. Your payments won’t change during the fixed-rate period, no matter what happens to interest rates in the market. Should I Fix My Home Loan In 2023? Your home loan goals and financial situation will determine

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How to negotiate a lower interest rate on your home loan

Leave a Comment / First Home Buyer, Mortgage Basics, Refinance

If you feel like you’ll never be done paying off your home loan, you might need to negotiate for a lower interest rate. It would be best if you looked over your home loan every so often to ensure you always have the best rate. Please read our 4 steps for negotiating a lower

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SMSF Refinance

What is a Rate Lock?

Leave a Comment / First Home Buyer, Mortgage Basics, Mortgage Rates, Refinance

Basically this is when the interest rate you applied for is literally locked in prior to settlement. Why is this potentially important? Because it is quite common for you to suddenly find that your home loan deal becomes not-so-great when your interest rates go up before your loan is advanced. How does rate lock

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When was your last home loan health check?

Leave a Comment / First Home Buyer, Healthcare Professionals, Mortgage Basics, Mortgage Rates, Property Investment, Refinance, SMSF

Things can change over time – and your home loan may not always be as ideal for you as it once was. Getting a home loan health check can show, for example, if you’re currently paying too much. What happens in a health check? Your finance broker can run you through a check either in

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