Did you know that for many Australians, buying a home is the most expensive thing they’ll ever spend money on! When you own a home, you have to be responsible with your money. For 30 years, you’ll have to pay a portion of your monthly salary towards your mortgage. When you borrow money to buy […]
Introduction Self-Managed Super Fund (SMSF) loans have gained popularity in recent years as a way for people to invest their retirement savings in property. While SMSF loans can be a great way to diversify your investment portfolio, they come with a set of risks that need to be carefully considered before taking the plunge. In
Are you one of the homeowners that thought about refinancing? It can be a great way to save money and adapt to changes in your life and finances. It’s essential to think about refinancing your home loan often, but how often can you and should you? This article will tell you everything you need to
What is Fast Refinance? Fast refinance is a way for borrowers to move their loan to a different lender without giving their current bank a chance to slow down the process. Every day that you keep your home loan with the same lender is good for them. By making everyone pay back their loans a
Typically lasting between one to five years, the interest rate on a fixed-rate loan cannot increase during that time. Your payments won’t change during the fixed-rate period, no matter what happens to interest rates in the market. Should I Fix My Home Loan In 2023? Your home loan goals and financial situation will determine
If you feel like you’ll never be done paying off your home loan, you might need to negotiate for a lower interest rate. It would be best if you looked over your home loan every so often to ensure you always have the best rate. Please read our 4 steps for negotiating a lower
How to negotiate a lower interest rate on your home loan Read More »
The Unsung Heroes Deserve a Home Nurses are the backbone of any healthcare system. Working long hours and always putting others first, it’s only fitting that when it comes to buying a home, the process should be as stress-free as possible. If you are a nurse looking for a home loan in Australia, you’ve come
Healing Homes: Customised Loans for Nurses in Australia Read More »
The Superannuation Industry (Supervision) Act 1993 (Cth) permits the refinancing of a limited recourse borrowing arrangement loan if specific criteria are met. SMSF loans, like any other property loan, can be refinanced, allowing the Fund to have a lower interest rate. Regularly assessing loan arrangements can help your SMSF save money and continue to build
Things can change over time – and your home loan may not always be as ideal for you as it once was. Getting a home loan health check can show, for example, if you’re currently paying too much. What happens in a health check? Your finance broker can run you through a check either in
Bottom line: it’s about saving money – because you may access a lower interest rate. It’s a competitive home loan market out there – and better options can be found. A lower rate offers potential savings of thousands in interest repayments. The ACCC (Australian Competition and Consumer Commission) reports the average borrower could save $17,000
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