Retirement is an inevitable and essential stage in life that requires careful planning and preparation. One of the most effective ways to ensure a comfortable retirement is by investing in a self-managed super fund (SMSF). OzBroker understands the importance of investing in one’s superannuation fund wisely and offers tailored lending solutions to help you fund […]
Using your SMSF to fund your Property Loan Investment Read More »
Introduction Self-Managed Super Fund (SMSF) loans have gained popularity in recent years as a way for people to invest their retirement savings in property. While SMSF loans can be a great way to diversify your investment portfolio, they come with a set of risks that need to be carefully considered before taking the plunge. In
Self-Managed Super Funds (SMSFs) are a popular way for Australians to save money for their retirement. They offer flexibility and control over investment choices, including the option to purchase property using SMSF loans. However, there are important things to consider before embarking on such a strategy. In this article, we will discuss the most basic
What You Need to Know About Self-Managed Super Fund Loans Read More »
The Superannuation Industry (Supervision) Act 1993 (Cth) permits the refinancing of a limited recourse borrowing arrangement loan if specific criteria are met. SMSF loans, like any other property loan, can be refinanced, allowing the Fund to have a lower interest rate. Regularly assessing loan arrangements can help your SMSF save money and continue to build
What is a self-managed super fund loan? SMSF loans, also known as Limited Recourse Borrowing Arrangements, allow SMSF trustees to borrow money to purchase an investment property that they may not be able to afford to buy through their SMSF outright. After the purchase, the property is placed in a custodian trust until the debt
What is superannuation? Superannuation according to the Australian Taxation Office the ATO is money put aside by your employer over the course of your working life that you live on once you Retire. Superannuation is extremely important as you need a good amount of money to live off when you’re no longer working as long
In a previous blog, we outlined what a Self-Managed Super Fund was – and how you could potentially get a loan for one and buy property. Here, we’re going to unpack the process in more detail – including what’s needed to get a loan approved and any restrictions you might encounter. Note that this type
How to get a loan on your SMSF – and make a great property investment! Read More »
Putting you in charge of your superannuation destiny, a Self-Managed Superannuation Fund might be a great way for you to get into the property market. However, it’s important to do your homework – there are strict rules and regulations, and various hidden complexities! In this blog, we’re going to unpack some of the essential bits
Buying a Property Through Self-Managed Superannuation Fund Read More »
Things can change over time – and your home loan may not always be as ideal for you as it once was. Getting a home loan health check can show, for example, if you’re currently paying too much. What happens in a health check? Your finance broker can run you through a check either in
Need to save your home loan funds? Being mortgage-savvy could possibly save you a considerable amount over your loan life. Buying a house is one of the most thrilling – and expensive – things you ‘re ever likely to do. But when it comes to your repayments, set the feeling aside, because we’re about to
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