Did you know that for many Australians, buying a home is the most expensive thing they’ll ever spend money on! When you own a home, you have to be responsible with your money. For 30 years, you’ll have to pay a portion of your monthly salary towards your mortgage. When you borrow money to buy […]
Retirement is an inevitable and essential stage in life that requires careful planning and preparation. One of the most effective ways to ensure a comfortable retirement is by investing in a self-managed super fund (SMSF). OzBroker understands the importance of investing in one’s superannuation fund wisely and offers tailored lending solutions to help you fund
Using your SMSF to fund your Property Loan Investment Read More »
Self-Managed Super Funds (SMSFs) are a popular way for Australians to save money for their retirement. They offer flexibility and control over investment choices, including the option to purchase property using SMSF loans. However, there are important things to consider before embarking on such a strategy. In this article, we will discuss the most basic
What You Need to Know About Self-Managed Super Fund Loans Read More »
The Unsung Heroes Deserve a Home Nurses are the backbone of any healthcare system. Working long hours and always putting others first, it’s only fitting that when it comes to buying a home, the process should be as stress-free as possible. If you are a nurse looking for a home loan in Australia, you’ve come
Healing Homes: Customised Loans for Nurses in Australia Read More »
Are you feeling ready to get into the property market? Want to make an investment that could help set you up for life? Well, it’s a smart idea. If you plan things properly – scoping out the right property and financing – you’ll enjoy an appreciation in value on those assets, while also benefiting from
An “Interest Only In Advance Home Loan” lets you pre-pay the following year’s interest. That means you can claim it as a tax deduction for the current tax period – thereby receiving some of the interest back. For those property investors out there who want to know more about this opportunity, we’re going to run
What is an “Interest Only In Advance” Home Loan? Read More »
Many property investors are unaware of cross-collateralization. But wrapping your head around this means of loan structuring – its pros and cons – can be an important part of developing your property investment portfolio. So what is cross-collateralization? This is when more than one property is used to secure a loan (or multiple loans).
Cross-collateralization: How you can use equity to buy your investment property Read More »
The way your loan is structured can potentially have a big impact for your return on a property investment. We therefore strongly recommend you put some time into getting your loan structure right. With that in mind, we thought we’d take a look at some of the different structures out there – so you can
What Investment Property Loan Structure Should You Use? Read More »
You likely know, if you’re involved in property investment, that you’ll be required to pay capital gains tax (CGT). Yes, it’s a familiar piece of jargon – but the details of the tax, and the way it works, might not be fully understood by everyone. So we thought we’d put together a little guide to
An interest-only home loan can be a great choice for financing a property. For one thing, the prospect of lower repayments for at least a certain timeframe is a big positive. But it’s worth bearing in mind that along with the potential plusses, they can have drawbacks. And as with any financial commitment, it’s important to
