Refinancing Guide
What is a Rate Lock?
Basically this is when the interest rate you applied for is literally locked in prior to settlement. Why is this potentially important? Because it is quite common for you to suddenly find that your home loan deal becomes not-so-great when
SMSF Refinance
The Superannuation Industry (Supervision) Act 1993 (Cth) permits the refinancing of a limited recourse borrowing arrangement loan if specific criteria are met. SMSF loans, like any other property loan, can be refinanced, allowing the Fund to have a lower interest
How to negotiate a lower interest rate on your home loan
If you feel like you’ll never be done paying off your home loan, you might need to negotiate for a lower interest rate. It would be best if you looked over your home loan every so often to ensure you
Should I Fix My Home Loan In 2023?
Typically lasting between one to five years, the interest rate on a fixed-rate loan cannot increase during that time. Your payments won’t change during the fixed-rate period, no matter what happens to interest rates in the market. Should I
Home Loan Fast Refinance Product
What is Fast Refinance? Fast refinance is a way for borrowers to move their loan to a different lender without giving their current bank a chance to slow down the process. Every day that you keep your home loan with
How often you can refinance your home loan?
Are you one of the homeowners that thought about refinancing? It can be a great way to save money and adapt to changes in your life and finances. It’s essential to think about refinancing your home loan often, but how
