First Home Buyers Guides
How to avoid paying LMI
Lender’s mortgage insurance (LMI) is an insurance that is taken out by the lender to protect them in case the borrower can’t repay the loan. If the borrower is unable to repay the loan, the insurance company will take over
When was your last home loan health check?
Things can change over time – and your home loan may not always be as ideal for you as it once was. Getting a home loan health check can show, for example, if you’re currently paying too much. What happens
What is a Rate Lock?
Basically this is when the interest rate you applied for is literally locked in prior to settlement. Why is this potentially important? Because it is quite common for you to suddenly find that your home loan deal becomes not-so-great when
Home loans when you’re casually employed
You might think it’s impossible to get a home loan when you’re a casual – but not so! Still, unfortunately, it’s true – a lot of lenders will baulk at requests from these types of workers due to the perceived
8 Tips That Will Help You Save Thousands of Dollars
Being in debt isn’t as bad as people painted it to be. Having debt can be useful. Your credit history is determined by how effectively you manage your debt, which is the most important aspect that allows you to buy
Simple Ways to Earn Good Credit Score
1. Make timely payments on existing debts or loan A solid credit score can be maintained by a track record of regular and timely payments. Positive data (such as timely repayments on credit or loan products) can now be included
