Refinance

What is a Rate Lock?

What is a Rate Lock?

Basically this is when the interest rate you applied for is literally locked in prior to settlement. Why is this potentially important? Because it is quite common for you to suddenly find that your home

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lmi

How to avoid paying LMI

Lender’s mortgage insurance (LMI) is an insurance that is taken out by the lender to protect them in case the borrower can’t repay the loan. If the borrower is unable to repay the loan, the

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